Are You a Federal Employee Transitioning to a New Season in Life?

We understand that there are many complexities and unknowns when it comes to utilizing your federal benefits. They can often feel like an unknown language that you have to try to interpret whenever you attempt to understand the nuances, elaborations, and complexities that come with utilizing your benefits and further understanding their implications, both expressed, and implied. We go above and beyond to make utilizing and understanding your employee benefits as simple and clear as possible. Our team is passionate about partnering with federal employees and other individuals who are in need of assistance during what can be, for many, a confusing journey. We will join together with you and become your guide in order to make every aspect of this process as uncomplicated and care-free as we can.

Our team has years of expertise and an unparalleled passion for helping individuals optimize and understand federal and/or military employee benefits. We are eager to help untangle the mess that the OPM throws at you without explanation. We are very excited about clarifying the things that may be a mystery to you. Remember, we do this all day, every day. So, to us, this is very common and simple. To you; it may be more like a foreign language in many cases. Hold on, because help is here! We are your interpreter and we are your trusted advisor! You are going to be shown how to unravel this thing that we call financial understanding. From the benefits of your SGLI, VGLI, or FEGLI, to your FEHC or Tricare: we are here for you. If you have questions about your TSP or even other outside investments in your own personal portfolio; we have the answers. And the answers that you find with us will always be explained in the simplest manner possible so that they MAKE SENSE TO YOU!

We know there are so many different options and it can be overwhelming when you’re unsure of which path is the best for you and how to make the right decisions in your transition from federal service. That’s why we break it down step-by-step and make it extremely simple. You are looking for more than advice. You are looking for peace of mind. And that only comes with clarity. We will not only help you to understand your different options; but we will take the time to show you how to break down your options and choose the ones that are the right fit for you. Obviously, not everyone has the same concerns or the same plans. That’s why we, unlike other financial services organizations out there, build customized plans for our clients and we NEVER try to “sell” a certain product, service, stock, mutual fund, insurance product, etc. In fact, in most cases we will steer you away from the things that other financial firms try to convince you to “buy” because we are not paid to sign you up for the “deal of the week.”

We will put our best foot forward from day one and help you through every moment of your personalized path. So, whether you simply need help understanding the variety of options that you have when it comes to your federal employee or military benefits, or if you’re looking for more complex help, contacting our team is the best place to start. We truly are excited to meet you and help you to begin maximizing your experience with your federal employee or military benefits. When you have the right partner standing beside you and giving you solid advice; you will be able to make informed and intelligent decisions that make sense to you and give you peace of mind.

Many of our military and federal employees have similar questions and concerns. For example: Should I keep my SGLI and turn it into VGLI or seek outside insurance coverage for myself? Should I keep my FEGLI, or is it best to look at other options? What about my spouse? How can I be sure that I am doing the best for spousal coverage? What about Tri-care or FEHB? What happens when I separate service? Do I get to keep my TSP active and is it wise to leave it in TSP or should I look for outside companies that will be able to roll over the TSP to a self-directed IRA? If I want to move it; how do I know which companies are strongest, safest and have the best track record with TSP accounts? Why is TSP a poor choice for distribution of my assets during retirement? I have heard that the TSP can be moved into an IRA and then turned into a pension that I cannot outlive, much like my military pension or FERS. Is this true and how would that work? Is there a cost involved to set up self-directed accounts? Are there ongoing account fees, management fees or AUM fees?

These are just a few of the things that we help clients with on a daily basis. The answers are not always the same, as every individual circumstance and situation is different.

Also keep in mind that as Certified Retirement Consultants, we also are equipped to assist you with accounts that are not related to Federal service. You may wish to discuss accounts that you have with outside companies or broker-dealers. That is also included in your consultation with us at no cost to you. We also provide advice and assistance with estate planning needs and succession planning, as you will see in the tabs on this website.

At Federal Financial Solutions, we are ADVOCATES, NOT SALESPEOPLE, and we NEVER charge you for consultation and giving you direction or helping you to fill out paperwork for transfers, rollovers, etc. We pride ourselves on our ability to help individuals not only understand but maximize their federal benefits. You have worked very hard for these benefits and you deserve to know how to maximize them. We make it extremely simple for you to not only start but to walk through the process, because we have walked this path hundreds of times before. Simply contact us today, whether through our website, via email, or over the phone, we will be able to promptly assist you in getting started. We truly believe that you will be very pleased by the customer service, efficiency, dedication, and unparalleled passion that we have when you reach out and let us become your personal advocate!